Katapult

Lease-to-Own Wheels and Tires with Katapult

Want new wheels and tires now but would rather pay over time? Wheels Below Retail Online offers Katapult, a lease-to-own option. Katapult says a credit history is not required to apply, but not all applicants are approved. A Katapult lease is not a loan or credit card, so there is no interest rate or APR.

Just select at checkout.

Katapult is Simple

1. Shop: Add your wheels, tires or wheel and tire package to your cart.

2. Select Katapult: Choose Katapult as your payment method on the checkout page.

3. Apply: Verify your identity and payment information and get a decision.

4. Review and submit: Check your lease terms, then complete your order. Your first lease payment is due at checkout.

5. Pay Katapult: Your recurring lease payments are charged automatically to the card you provided at checkout.

What to Know

To apply: According to Katapult, you generally must be at least 18 (may vary by state), live in a state where Katapult is available, have a valid Social Security number or ITIN, and have a valid mobile phone number and email address. You will also be asked about your income. You do not need to connect a bank account to apply. To start a lease, you generally need an accepted debit or credit card; prepaid and gift cards are not accepted.

Your credit score: Katapult says applying does not affect your FICO score, though a soft inquiry will show on your Experian credit report.

Cost: Leasing to own costs more than paying the cash price. Before you accept, your agreement shows each payment amount, the lease length and the maximum total cost.

Early purchase: You can buy out your lease at any time before the lease term ends, with no early payment penalty. Katapult says buying within the first 3 months generally saves the most.

Late fees: Katapult does not charge late fees, but a missed payment can create a past-due balance and affect your lease or future approval.

Availability: Katapult is not available in Minnesota, New Jersey, Wisconsin or Wyoming.

Ready to Roll?

Shop wheels and tires and choose Katapult at checkout. For full details, visit the Katapult FAQ.

Katapult obtains information from consumer reporting agencies, including Clarity Services, as part of the application. A credit history is not required. Not all applicants are approved. This is an advertisement for Katapult’s lease-purchase or lease-to-own service. The path to ownership will cost more than the merchant’s cash price. Certain items available at participating locations. Not available in MN, NJ, WI, WY.