PayTomorrow

Financing for All Credit Types with PayTomorrow

PayTomorrow lets you get the wheels and tires you need now and pay over time. One application checks your credit profile and shows you an offer made for you. According to PayTomorrow, checking your purchasing power and completing an application will not affect your credit score.

Just select at checkout.

PayTomorrow is Simple

1. Shop: Add your wheels and tires to your cart and choose PayTomorrow at checkout.

2. Apply: Answer a few simple questions and get a decision in seconds.

3. Choose: Review your offer and its terms, then sign your agreement electronically.

4. Ride: We ship your order, and your payments are drafted automatically.

What to Know

Plan type: Your offer depends on your credit profile. It may be an installment loan, a lease-to-own plan, or PayTomorrow’s lease-to-loan plan. PayTomorrow says most customers are offered a lease term followed by a loan term, which is why you sign both a lease and a loan contract. Once all payments are made, the product is yours.

Upfront cost: PayTomorrow advertises no down payment, just a low initial fee to process your documents. Some plans may have an initial payment. Application fees are not refundable.

Payments: Payments are drafted automatically from the checking account or debit card you give when you apply. PayTomorrow accepts bank-issued debit or credit cards only, not apps like Chime, Venmo or Cash App. Late fees may apply if you miss a payment.

Paying early: There is no penalty for paying off early, and you may have an early buyout option or qualify for an early payoff quote.

Your credit: PayTomorrow may report your payment history, including late or missed payments, to credit reporting agencies.

Who can apply: You must be at least 18 (19 in Alabama) and a resident of the U.S. or its territories. Residents of Iowa, New Jersey, Vermont, West Virginia and Wisconsin may not be eligible.

Returns: To cancel, first return or cancel your order under our return policy. Your PayTomorrow financing stays active until we notify PayTomorrow that your order has been cancelled.

Questions: Call PayTomorrow at 866-418-5857 or email customerservice@paytomorrow.com.

Ready to Roll?

Shop wheels and tires and choose PayTomorrow at checkout. Learn more at PayTomorrow’s FAQ.

Subject to approval. Not all applicants will be approved. PayTomorrow financing is provided by PayTomorrow, LLC and its lending partners, not by Wheels Below Retail Online. Your plan type, payments, fees and terms depend on your credit profile and are shown before you sign. Lease-to-own and lease-to-loan plans begin as a lease, not a loan. Read your agreement for full terms.